Personal Capital is a free tool for financial tracking with automated synchronization of bank accounts, investments, and debts. In our experience it is able to synchronize accounts that other tools are unable to access. It also provides a secure, consolidated view of your finances from your mobile devices.
We collect miles & points to travel for free, especially Hyatt points. Free nights start at 5k pts/night (no blackout dates). You can earn 40k bonus points after spending $2k on purchases with the Hyatt Credit Card in the first 3 months from account opening. The $75 annual fee can easily be offset by the 1 free night each year.
There are no contracts and you get unlimited calls and texts while data costs only $10/GB. Even better you get credited for data you don't use. Internationally you pay the same $10/GB home rate in over 135 countries and still have umlimited texts and low cost voice calls. Get a $20 credit toward your first bill when you join.